Loan against art

You can generate liquidity from your fine art with a loan against art from LoanAgainst.

We make it easy to pawn art with a process that is professional, fast and discrete. And once your loan is paid off your artwork will be promptly returned to you.

How to pawn art with LoanAgainst

To get a loan against a piece of art you will need to:

Get in touch with us by phone or using the contact form on this site
Send us a picture of the artwork you want a loan against
Prove ownership of the artwork
Provide any information that can help us establish the value of the artwork

We’ll then perform an initial assessment of the piece. If we are prepared to offer a loan against it will make a provisional loan offer and invite you to bring the artwork to our offices for a full appraisal.

Following the appraisal, we will make you a formal offer on your piece, and if you are happy to proceed a loan agreement will be drawn up.

Once that is signed the loan funds will be promptly paid out.

Your artwork will be stored in a secure location for the duration of your loan period. It will be returned to you once the loan and associated interest charges have been settled.

Why pawn your art with LoanAgainst?

LoanAgainst offers expert, fast valuations of fine art and can help you get the best possible loan amount against your valuable work of art.

Our interest rates are in line with the National Credit Act and we’re able to provide substantial loan amounts quickly without having to put up with a long, intrusive loan application process.

Apply online

You can generate liquidity from your fine art with a loan against art from LoanAgainst.

We make it easy to pawn art with a process that is professional, fast and discrete. And once your loan is paid off your artwork will be promptly returned to you.

How to pawn art with LoanAgainst

To get a loan against a piece of art you will need to:

Get in touch with us by phone or using the contact form on this site
Send us a picture of the artwork you want a loan against
Prove ownership of the artwork
Provide any information that can help us establish the value of the artwork

Following the appraisal, we will make you a formal offer on your piece, and if you are happy to proceed a loan agreement will be drawn up.

Once that is signed the loan funds will be promptly paid out.

Your artwork will be stored in a secure location for the duration of your loan period. It will be returned to you once the loan and associated interest charges have been settled.

Why pawn your art with LoanAgainst?

LoanAgainst offers expert, fast valuations of fine art and can help you get the best possible loan amount against your valuable work of art.

Our interest rates are in line with the National Credit Act and we’re able to provide substantial loan amounts quickly without having to put up with a long, intrusive loan application process.

Apply online

Loans against art FAQ

What kind of art do you accept as loan collateral?

We only accept works of art from celebrated local and international artists whose work is in high demand in the art market. Unfortunately, we are unable to accept artwork from emerging or unrecognized artists.

Is my art insured during the loan period?

Yes your art is full insured for the duration of the loan period. Note, however, that you are responsible for insuring your artwork while transporting it to and from our offices.

Loans against art FAQ

What kind of art do you accept as loan collateral?

Is my art insured during the loan period?

Yes your art is full insured for the duration of the loan period. Note, however, that you are responsible for insuring your artwork while transporting it to and from our offices.

“I cannot begin to thank you for your approach and the entire process you managed this ‘business deal’. Please accept my sincere thanks and appreciation for appreciating my situation and treating me with your humbleness, kindness and humanity. Your disposition is rare and far between.”
Lindiwe
“You managed to make an awkward circumstance simple and professional. Thank you.”
Wakaba Mutheki (art)
“Thank you so much for assisting at such short notice and handling this transaction so professionally.”
JH Pierneef
“Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”
BMW 330i
“Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”
Diamond Ring

“Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”

Diamond Ring

Illustrative example

Client borrows R10,000 for 90 days.

Loan amount	Repayment terms	Monthly repayment	Total repayment	Initiation fee	Monthly fee (Interest + service charge)	APR
R10,000	3 Months	R560	R12,370	R1,000	R650	60%