Loan against jewellery
Loan against jewellery
You can use diamond jewellery, gold jewellery and jewellery items made with other precious metals and gems as collateral against a fast cash loan from LoanAgainst.
You won’t have to fill out a lot of paperwork or answer questions about your financial situation.
Once your jewellery is authenticated and valued you’ll get a loan offer which will be paid out within 24 hours if accepted.
How to get a loan against your jewellery
We make it as easy and discrete as possible for owners of valuable jewellery items to generate liquidity from their assets.
- Have your jewellery independently valuated.
- Contact us on this website using the email form or by phone and provide us with the valuation. Please ensure you have a copy available to submit to us.
- Once we have the valuation we’ll make an initial loan offer.
If you are satisfied with our offer, you’ll be invited to visit your local office. Our assessors will evaluate your jewellery according to the value and weight of precious metals used in the jewellery, as well as the type and number of precious gemstones.
We’ll calculate the loan you qualify for on your jewellery and make an offer. Accept our offer and the paperwork for your loan will be finalized and an EFT payment made into your account.
Your jewellery item will then be placed in secure storage for the loan duration. Your jewellery will be returned to you pending the repayment of the loan amount and any interest charges.
Jewellery items we offer loans against
Diamond rings, gold rings, wedding rings, diamond jewellery, gold jewellery, platinum jewellery and jewellery made from precious gemstones.
Why borrow money against jewellery with LoanAgainst?
LoanAgainst delivers an upmarket, discrete service intended to give you access to funds as quickly and discretely as possible.
Our interest rates are charged in line with the National Credit Act and our holding company is registered with the NCR to ensure we adhere to industry best practise.
Apply online
Diamond ring
Loan offer: R95 K
Diamond pendant
Loan offer: R225 K
Diamond bracelet
Loan offer: R70 K
You can use diamond jewellery, gold jewellery and jewellery items made with other precious metals and gems as collateral against a fast cash loan from LoanAgainst.
You won’t have to fill out a lot of paperwork or answer questions about your financial situation.
Once your jewellery is authenticated and valued you’ll get a loan offer which will be paid out within 24 hours if accepted.
How to get a loan against your jewellery
We make it as easy and discrete as possible for owners of valuable jewellery items to generate liquidity from their assets.
- Have your jewellery independently valuated.
- Contact us on this website using the email form or by phone and provide us with the valuation. Please ensure you have a copy available to submit to us.
- Once we have the valuation we’ll make an initial loan offer.
If you are satisfied with our offer, you’ll be invited to visit your local office. Our assessors will evaluate your jewellery according to the value and weight of precious metals used in the jewellery, as well as the type and number of precious gemstones.
We’ll calculate the loan you qualify for on your jewellery and make an offer. Accept our offer and the paperwork for your loan will be finalized and an EFT payment made into your account.
Your jewellery item will then be placed in secure storage for the loan duration. Your jewellery will be returned to you pending the repayment of the loan amount and any interest charges.
Jewellery items we offer loans against
Diamond rings, gold rings, wedding rings, diamond jewellery, gold jewellery, platinum jewellery and jewellery made from precious gemstones.
Why borrow money against jewellery with LoanAgainst?
LoanAgainst delivers an upmarket, discrete service intended to give you access to funds as quickly and discretely as possible.
Our interest rates are charged in line with the National Credit Act and our holding company is registered with the NCR to ensure we adhere to industry best practise.
Apply online
Loans against jewellery FAQ
Where will my jewellery be stored during the loan period?
Your jewellery will be stored in a secure, off-site location under 24-hour surveillance for the duration of the loan term.
Will my jewellery be insured during the loan period?
If you pawn a gold ring or any other jewellery item with LoanAgaisnt it will be covered by our insurance for the duration of the loan period.
Loans against jewellery FAQ
Where will my jewellery be stored during the loan period?
Your jewellery will be stored in a secure, off-site location under 24-hour surveillance for the duration of the loan term.
Will my jewellery be insured during the loan period?
If you pawn a gold ring or any other jewellery item with LoanAgaisnt it will be covered by our insurance for the duration of the loan period.
- “I cannot begin to thank you for your approach and the entire process you managed this ‘business deal’. Please accept my sincere thanks and appreciation for appreciating my situation and treating me with your humbleness, kindness and humanity. Your disposition is rare and far between.”Lindiwe
- “Thank you so much for assisting at such short notice and handling this transaction so professionally.”JH Pierneef
- “Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”BMW 330i
- “You managed to make an awkward circumstance simple and professional. Thank you.”Wakaba Mutheki (art)
- “Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”Diamond Ring
“Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”
BMW 330i
Illustrative example
Client borrows R10,000 for 90 days.
|
Loan amount |
Repayment terms |
Monthly repayment |
Total repayment |
Initiation fee |
Monthly fee |
APR |
|
R10,000 |
3 Months |
R560 |
R12,370 |
R1,000 |
R650 |
60% |