
Loans against watches
Loans against watches
With LoanAgainst you can use your luxury watch as collateral for a cash loan. No complex paperwork, no delays. Once approved your loan will reflect in your account within 24 hours.
How to get a loan against your watch
Borrowing money against your luxury watch is easy with LoanAgainst.
Call us or use the contact form on this website and give us as much information as you can about your luxury watch.
Information to include in your loan application include:
- your watch’s brand
- the watch model
- the age of your watch
- the condition of your luxury watch.
Each of these factors will be used to calculate the estimated value of your watch, and the amount we’re prepared to loan against it.
If you’re satisfied with our offer we’ll arrange a meeting at our offices, where we’ll perform a thorough evaluation of your watch to confirm its authenticity and market value.
Following this process we’ll provide you with a final loan agreement for acceptance. Once you’ve accepted the agreement funds will be deposited into your bank account via direct EFT.
We will then place your luxury watch in secure storage and it will also be insured by us for the duration of the loan period.
The interest rate on the loan against your luxury watch will be calculated in accordance with National Credit Act.
You watch will be returned to you once the loan and associated interest have been paid off.
What to bring to your luxury watch loan application meeting
To ensure that your loan application proceeds quickly and smoothly, please bring the following items and documents to your meeting with us:
- original identity document
- proof of address
- authentication papers for your watch, if you have them
- the purchase receipt for your watch, if you have it
- the original packaging for the watch, if available.
Why pawn your luxury watch with LoanAgainst?
LoanAgainst gives you the opportunity to create financial liquidity using your luxury watch. Our service is professional and discrete, with minimal red tape or delays.
We provide loans against watches for a variety of luxury brands, including Breitling, Cartier and Rolex watches, and our expert assessors are able to provide prompt, accurate valuations.
Luxury watch brands we offer loans on
A.Lange & Sohne, Arnold & Son, Audemars Piguet, Baume & Mercier, Bell & Ross, Blancpain, Breitling, Bremont, Cartier, Chopard, Corum, Girard Perregaux, Glashütte Original, Hublot, IWC Schaffhausen, Jaeger-LeCoultre, Louis Moinet, Maurice Lacroix, Montblanc, Omega, Panerai, Patek Philippe, Piaget SA, Roger Dubuis, Rolex, Seiko, TAG Heuer, Tudor, Ulysse Nardin, Vacheron Constantin.
Apply online
IWC Schaffhausen
Loan offer: R80 KOmega
Loan offer: R100 KPatek Philippe
Loan offer: R75 KTudor
Loan offer: R50 KMontblanc
Loan offer: R30 KRolex
Loan offer: R200 KTag Heuer
Loan offer: R20 KCartier
Loan offer: R50 KAudemars Piguet
Loan offer: R140 K
With LoanAgainst you can use your luxury watch as collateral for a cash loan. No complex paperwork, no delays. Once approved your loan will reflect in your account within 24 hours.
How to get a loan against your watch
Borrowing money against your luxury watch is easy with LoanAgainst.
Call us or use the contact form on this website and give us as much information as you can about your luxury watch.
Information to include in your loan application include:
- your watch’s brand
- the watch model
- the age of your watch
- the condition of your luxury watch.
Each of these factors will be used to calculate the estimated value of your watch, and the amount we’re prepared to loan against it.
If you’re satisfied with our offer we’ll arrange a meeting at our offices, where we’ll perform a thorough evaluation of your watch to confirm its authenticity and market value.
Following this process, we’ll provide you with a final loan agreement for acceptance. Once you’ve accepted the agreement funds will be deposited into your bank account via direct EFT.
We will then place your luxury watch in secure storage and it will also be insured by us for the duration of the loan period.
The interest rate on the loan against your luxury watch will be calculated in accordance with National Credit Act.
You watch will be returned to you once the loan and associated interest have been paid off.
What to bring to your luxury watch loan application meeting
To ensure that your loan application proceeds quickly and smoothly, please bring the following items and documents to your meeting with us:
- original identity document
- proof of address
- authentication papers for your watch, if you have them
- the purchase receipt for your watch, if you have it
- the original packaging for the watch, if available.
Why pawn your luxury watch with LoanAgainst?
LoanAgainst gives you the opportunity to create financial liquidity using your luxury watch. Our service is professional and discrete, with minimal red tape or delays.
We provide loans against watches for a variety of luxury brands, including Breitling, Cartier and Rolex watches, and our expert assessors are able to provide prompt, accurate valuations.
Luxury watch brands we offer loans on
A.Lange & Sohne, Arnold & Son, Audemars Piguet, Baume & Mercier, Bell & Ross, Blancpain, Breitling, Bremont, Cartier, Chopard, Corum, Girard Perregaux, Glashütte Original, Hublot, IWC Schaffhausen, Jaeger-LeCoultre, Louis Moinet, Maurice Lacroix, Montblanc, Omega, Panerai, Patek Philippe, Piaget SA, Roger Dubuis, Rolex, Seiko, TAG Heuer, Tudor, Ulysse Nardin, Vacheron Constantin.
Apply online
Loans against luxury watches FAQ
Where will my watch be stored during the loan period?
During the loan period your luxury watch will be stored in a secure, off-site facility that is under 24 hour surveillance.
Will my watch be insured during the loan period?
Yes, your luxury watch will be insured by us for the duration of the loan period. However, be advised that you are responsible for ensuring your watch when transporting it to and from our offices.
Loans against luxury watches FAQ
Where will my watch be stored during the loan period?
During the loan period your luxury watch will be stored in a secure, off-site facility that is under 24 hour surveillance.
Will my watch be insured during the loan period?
Yes, your luxury watch will be insured by us for the duration of the loan period. However, be advised that you are responsible for ensuring your watch when transporting it to and from our offices.
- “I cannot begin to thank you for your approach and the entire process you managed this ‘business deal’. Please accept my sincere thanks and appreciation for appreciating my situation and treating me with your humbleness, kindness and humanity. Your disposition is rare and far between.”Lindiwe
- “Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”Diamond Ring
- “You managed to make an awkward circumstance simple and professional. Thank you.”Wakaba Mutheki (art)
- “Thank you so much for assisting at such short notice and handling this transaction so professionally.”JH Pierneef
- “Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”BMW 330i
“Thank you so much for assisting at such short notice and handling this transaction so professionally.”
JH Pierneef
Illustrative example
Client borrows R10,000 for 90 days.
Loan amount |
Repayment terms |
Monthly repayment |
Total repayment |
Initiation fee |
Monthly fee |
APR |
R10,000 |
3 Months |
R560 |
R12,370 |
R1,000 |
R650 |
60% |