Loan against boats

You can get a cash loan against your boat or yacht with LoanAgainst. Our process is professional, discrete and designed to provide you with access to liquidity without unnecessary red tape.

How to get a loan against yachts and boats

To get a loan against your boat or yacht you’ll need to give us a call or send us a message using a contact form on this website.

When you contact us please provide us with the following:

Manufacturer
Year
Size
Engine hours
Date of last service
Onboard facilities.

We’ll use this information to establish the boat or yacht’s market price as well the estimated loan amount that you qualify for.

If you’re happy with our initial offer we’ll arrange for an appraisal of your boat or yacht, and provide you with a final offer based on this proposal.

Should both parties be happy to proceed, we’ll draw up a loan agreement and arrange for the prompt payment of your loan funds into your bank account.

Your boat or yacht will be returned to you at the conclusion of the loan period, subject to the repayment of the loan amount as well as all associated interest charges.

What to bring to your boat appraisal

To ensure that your loan agreement is concluded promptly, please ensure that you bring the following documents to the meeting:

Proof of ownership
Buoyancy certificate
Original ID document
Proof of address

Apply online

Power Boat
Loan offer: R350 K
Catamaran
Loan offer: R800 K
Fishing Boat
Loan offer: R300 K
Luxury Yacht
Loan offer: R750 K
River Cruiser
Loan offer: R150 K

You can get a cash loan against your boat or yacht with LoanAgainst. Our process is professional, discrete and designed to provide you with access to liquidity without unnecessary red tape.

How to get a loan against yachts and boats

To get a loan against your boat or yacht you’ll need to give us a call or send us a message using a contact form on this website.

When you contact us please provide us with the following:

Manufacturer
Year
Size
Engine hours
Date of last service
Onboard facilities.

We’ll use this information to establish the boat or yacht’s market price as well the estimated loan amount that you qualify for.

If you’re happy with our initial offer we’ll arrange for an appraisal of your boat or yacht, and provide you with a final offer based on this proposal.

Should both parties be happy to proceed, we’ll draw up a loan agreement and arrange for the prompt payment of your loan funds into your bank account.

Your boat or yacht will be returned to you at the conclusion of the loan period, subject to the repayment of the loan amount as well as all associated interest charges.

What to bring to your boat appraisal

To ensure that your loan agreement is concluded promptly, please ensure that you bring the following documents to the meeting:

Proof of ownership
Buoyancy certificate
Original ID document
Proof of address

Apply online

Pawn your boat FAQ

Can I pawn a boat that is financed?

Unfortunately we are only able to offer loans against boats or yachts that are fully paid off. Without ownership documents in your name you’ll be unable to secure a loan against your boat.

Is my boat insured for the loan period?

Your boat is insured for the duration of the loan period.

Pawn your boat FAQ

Can I pawn a boat that is financed?

Unfortunately we are only able to offer loans against boats or yachts that are fully paid off. Without ownership documents in your name you’ll be unable to secure a loan against your boat.

Is my boat insured for the loan period?

Your boat is insured for the duration of the loan period.

“Just a short note to confirm that the funds are available in my account this morning. Thanks again for handling this rather embarrassing situation professionally and discreetly. I look forward to a long association with you guys.”
BMW 330i
“Thank you so much for assisting at such short notice and handling this transaction so professionally.”
JH Pierneef
“You managed to make an awkward circumstance simple and professional. Thank you.”
Wakaba Mutheki (art)
“I cannot begin to thank you for your approach and the entire process you managed this ‘business deal’. Please accept my sincere thanks and appreciation for appreciating my situation and treating me with your humbleness, kindness and humanity. Your disposition is rare and far between.”
Lindiwe
“Your transparent valuation methodology gave me the confidence and assurance I needed to secure the funds I required. Thank you for your discreet and transparent nature in which you effected our transaction.”
Diamond Ring

“You managed to make an awkward circumstance simple and professional. Thank you.”

Wakaba Mutheki (art)

Illustrative example

Client borrows R10,000 for 90 days.

Loan amount	Repayment terms	Monthly repayment	Total repayment	Initiation fee	Monthly fee (Interest + service charge)	APR
R10,000	3 Months	R560	R12,370	R1,000	R650	60%