If you require quick access to funds, you can get a loan against jewellery in Gqeberha.
Instead of selling a treasured piece of jewellery, you can leverage the value embedded in it. A diamond ring, gold bracelet, antique opal necklace or pair of precious earrings can be used to secure an instant cash loan.
LoanAgainst offers a quick, transparent and hassle-free way to raise emergency capital in Gqeberha, and other major centres in South Africa.
Here’s what you need to know about securing a short-term loan against jewellery in Gqeberha.
How to get an instant cash loan against jewellery in Port Elizabeth
Our loan application process is quick and straightforward. You have the option to complete an online application form or call us on 067 115 3453.
The key is to give us as much information about the piece as possible – condition, composition, age and provenance.
We’ll get back to you straight away with a preliminary estimate of how much we can lend against your item of jewellery.
If the loan amount meets expectations, you bring the ring, necklace or bracelet to the LoanAgainst Gqeberha branch.
Free professional in-house appraisals
An experienced appraisal expert physically examines the item to determine its fair resale value.
The final loan amount is relayed to you on the spot. If you choose to go ahead, a contract is drawn up and signed.
The jewellery is handed over to us and the funds are transferred into your account. When you pay back the funds over the agreed term, we hand the jewellery back to you.
What amount can you borrow against jewellery in PE?
The available short-term capital is based solely on the appraised value of the ring, bracelet or necklace.
The higher the estimated resale value the piece has at auction or to the trade, the more money we’re prepared to lend you.
Steps to take to maximise the loan amount
To ensure you get the best possible deal, we recommend the following:
- Have the piece formally appraised by a jeweller or auction house. That way you’ll have an idea of the resale value of the item.
- Get hold of any paperwork to support the loan – the original packaging, an invoice or receipt, and records proving authenticity or provenance.
- Take the item for professional cleaning, polishing and repairs before contacting LoanAgainst.
Where in Gqeberha can you apply for a loan against jewellery?
LoanAgainst processes loan applications online or over the phone. Appraisals and handovers are conducted at the LoanAgainst Gqeberha branch.
Appointments are set up remotely via email or our centralised call centre.
Why choose LoanAgainst for a loan against jewellery?
LoanAgainst is a trusted online finance provider, registered with the National Credit Regulator (NCR).
Along with our Gqeberha branch, we have offices in Cape Town, Johannesburg and Durban.
Transactions are completely confidential. We don’t conduct credit checks and your employment status has no bearing on the success of your loan application.
At LoanAgainst, you’re assured of a service that is discreet, affordable and uncomplicated.
If you’re looking for a loan against jewellery in Gqeberha, contact us on 079 726 4690 or simply submit our online application form.